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Epics Deals LLC – Your Legal Partner

Banking Guidance

A US business bank account unlocks USD payouts, Stripe and professional invoicing. Traditional banks usually want you in person — so most non-residents bank with fintechs like Mercury, Wise or Relay that onboard foreign-owned LLCs remotely. We prepare your application documents so you're as strong as possible. One honest rule: approval is always the bank's decision — never guaranteed, by anyone. Custom quote.

Get a custom quote on WhatsApp →

What’s included

  • Document readiness review: LLC certificate, EIN letter, operating agreement, passport
  • Application preparation for your chosen fintech bank(s)
  • Guidance on which banks fit foreign-owned LLCs best right now
  • Follow-up support if the bank asks for more documents
  • Stripe / PayPal Business setup guidance once banking is in place

How it works

  1. Message us on WhatsApp — with your LLC status (formed? EIN received?).
  2. Get a custom quote — based on where you are in the process.
  3. We prepare your file — every document the bank will ask for, organized and correct.
  4. You apply with confidence — and we help with follow-up queries.

Get a custom quote on WhatsApp →

FAQs

Can you guarantee my bank account gets approved?

No — and run from anyone who says they can. Every bank makes its own compliance decision. What we do is make your application as strong as possible: correct documents, properly prepared.

Which banks work with non-resident LLC owners?

Fintech banks — Mercury, Wise, Relay and similar — onboard foreign-owned LLCs fully remote. Traditional banks usually require an in-person visit. The landscape changes, so we advise on what's working now.

What documents will the bank ask for?

Typically: LLC formation certificate, EIN confirmation letter, operating agreement, and your passport (sometimes proof of address). We make sure each one is correct before you apply.

Do I need an ITIN for a bank account?

Most fintech banks don't require one — your EIN plus personal ID is usually enough. Requirements vary by bank.